HDFC bank gold loan is a form of loan offered by HDFC Bank. It is a type of loan in which people can use their gold jewellery as security to obtain a loan from a bank. The amount of the loan is calculated using the value of the gold given. Before selecting how much money to lend, the bank assesses the purity and value of the gold. These loans provide various repayment choices, allowing borrowers to select a repayment schedule that works for them. When compared to other types of loans, theHDFC gold loan interest rates are generally lower. HDFC Bank strives to process these loans swiftly, and once the gold's worth is determined, the loan amount is instantly disbursed . Gold Loan Calculator To apply for the loan, you must bring your gold jewellery to an HDFC Bank gold loanbranch or an executive will come to your home for review. The loan amount is determined by the bank depending on the value of the gold. You have to provide the relevant documentation to verify your identity and residence. Once approved, the loan amount is disbursed to you, and you can pick how the funds are delivered to you.